Important! Insurance for Entertainers
01/31/12Breaking into the entertainment business is not easy. It requires talent, patience, and acknowledgement of the chaos that can boil over at any minute. Insurance is not something that many entertainers think much about, but they should. There are countless things that could happen that might hinder success for an entertainer; many of which could be avoided by a simple insurance and risk management plan.
Entertainers invest heavily in equipment. Instruments, lights, amplifiers, and computers can cost thousands of dollars and can be damaged in many ways. An Inland Marine Insurance policy crafted for entertainers could cover this equipment where ever it goes. This coverage is invaluable for entertainers, especially those travelling from festival to festival.
Legal liability for injury to members of an audience is also something that entertainers should think about. Say drum sticks are thrown into a crowd after a set and someone gets poked in the eye. A band without insurance is going to have legal liability for that fan’s, now blind, eye. Unfortunate situations like this create incidents where a performer may be directly responsible for injuring others or for damaging others’ property. With insurance these costs could be covered and the band’s exposures can be limited.
As Canada’s premier entertainment insurer we know the ins-and-outs of your business and what types of insurance entertainers need when they’re performing at festivals and other venues. Here at Globalex our goal is to make sure entertainers have the right coverage at the right price. If you are an entertainer, you may want to speak with a Globalex insurance professional to make sure your act is protected!
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